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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 609-395-6615.
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Contact me now for a unique newsletter and special discounts that I know you'll find to be valuable whether you're buying or selling a home
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PROFESSIONAL AND DILIGENT
Rhonda was extremely professional and diligent. Her insight and experience made this process a positive one.
E & M, Freehold,NJ
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Rhonda Rothschild
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RELATIONSHIPS ARE IMPORTANT TO ME...I WANT TO BE THE REALTOR® YOU THINK OF WHEN YOU'RE PLANNING TO BUY OR SELL A HOME...WE NEED TO WORK TOGETHER TO ACHIEVE YOUR GOALS
Everything you need to know about real estate is right here for you…
- See homes in all the Adult Communities in the Central Jersey Area and learn the details of each development - Concordia, Greenbriar at Whittingham, Rossmoor, The Ponds, Clearbrook, Stonegate, Regency, Renaissance, and developments in Cranbury, Princeton, Old Bridge, East Windsor
- View current listings on the market anyplace in Middlesex County, from re-sales to new construction
- Get advice on the fastest way to sell your home in today's market
- Find out what your home is worth or what the home down the street sold for
- Understand mortgages and how to qualify with the changes that have occurred
- Learn the definitions of real estate terms your lawyer or lender might use
- Discover someone to help make your home more special, from landscapers to cabinetmakers
- Gather information about schools, recreation or the township, from Monroe Township to anyplace in the area
- Hear what my clients have to say about working with me
 
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What are considered the ideal conditions for a buyer's market?
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| A |
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices. |
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